What you need to know about buying a home
Let us help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task and obtaining a mortgage loan can be a complex and tiring process. Although once you have determined that you are ready to move forward towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications and help you through the myriad of details attending the actual purchase.
We are always familiar with the current homes on the market and we know neighborhood values well so we can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east or west side); neighborhood (older and settled or sparkling new); a particular school zone; recreational facilities; other community services such as transportation, day care, library, stores, entertainment. Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home or are stairs acceptable? Consider size and kind of property. Do you want a newer home or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
We Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the MLS Multiple Listing Service (MLS) system to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search for listings here on our website.
We Will Help You Every Step Of The Way
We will help you complete your financing and inspections and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient and successful.